Resources
Tools and guides for every step
Everything here is free, built for Canadian mortgages, and written the way Chad explains things on a call.
Calculators
Payment calculator
What will my payments be?
Affordability calculator
How much can I afford?
Closing costs calculator
Land transfer tax and cash to close
Prepayment calculator
Pay it off faster
Guides and tools
Get pre-qualified
Four quick questions, no credit check, and a real plan back from Chad.
Renewal reminder
Add a calendar reminder for the day your renewal review window opens.
Case studies
A first condo with 5% down, a self-employed approval, and a renewal that beat the letter.
Mortgage glossary
Plain-language definitions for every term you'll see on a mortgage document.
Questions and answers
Down payments, the stress test, fixed versus variable, and what an agent costs.
Free download
The mortgage document checklist
Every document lenders ask for, organized for buying, renewing or refinancing, and self-employed borrowers. Print it, tick it off, and walk into your application ready.
- 3 checklists, one PDF
- Instant download
Document checklists
What you'll need to gather
Having documents ready is the single biggest thing that speeds up an approval. Tick items off as you go, then print the list.
Buying a home: documents to gather
What lenders typically ask for on a purchase, whether it's your first home or your next one.
0 of 15 ready
Identification
Income
Down payment
The property (once you have an accepted offer)
Your progress is saved in this browser only. Lenders may ask for additional documents depending on your file.
Not sure which list applies? Ask Chad and he'll send a tailored one.
Ready to talk through your options?
A 20-minute call is usually enough to map out what you qualify for, what it will cost, and what to do next. No pressure, no jargon.